Frequently Asked Questions

These are our most commonly asked questions. If you don’t see the answer to your question, please ask us your question below and we’ll be happy to help.

General Questions

What makes Dakota Capital different from other companies?

We are midwestern in our values and service. Dakota Capital provides a streamlined application process that is quick, simple, and easy. You can customize your plan for your needs, with many options available for you.

If I have a question, who do I contact?

Our service team is available to answer all of your questions. You can contact us at (844) 281-8245 or We are never more than a phone call or email away.

I prefer to meet in person when making financial decisions. Is that something you offer?

Yes, we will meet with you in person at your home, business, or a place of your choosing. Call us at (844) 281-8245 or email us at to set an appointment.

Does Dakota Capital sell customer information to marketing companies?

No. We do not sell or share any of our customers' information.

About Our Insurance

What is life insurance?

Life insurance is an easy, affordable, and dependable way to help financially protect your loved ones. You make payments to Dakota Capital and if you pass away, your loved ones receive a lump sum payment from Dakota Capital for the face amount of your policy.

What is pre-need insurance?

Pre-need funeral insurance is a unique product designed to fund a funeral service agreement between you and the funeral home of your choice. When the time comes and the funeral home has provided its services, the funds are paid directly to the funeral home for expenses.

What is income insurance (Annuity)?

Income insurance, also called an annuity, protects you from the risk of outliving your income. Dakota Capital annuities have a guaranteed rate of return so you can plan for your retirement. Annuities pay out a fixed series of payments to you to maintain the lifestyle you have built.

What is critical illness insurance?

Critical illness insurance provides a lump sum cash benefit upon diagnosis of a specified illness, such as cancer, heart attack, stroke, or 13 other illnesses. You can use funds from a critical illness policy for any purpose, such as to help pay for things that health insurance may not, such as transportation expenses, lodging during treatment, or experimental treatments.

What is group insurance?

Group insurance helps you to protect, recruit, and retain your business’s most valuable asset - your employees. Dakota Capital group coverages include life insurance, critical illness insurance, short-term disability insurance, and long-term disability insurance.

Not sure what insurance you need?

Do You Have A Different Question?

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or call us at (844) 281-8245

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Dakota Capital life insurance starts at less than $10/mo.
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