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Do you need protection for yourself, someone in your family or your employees? Whether you’re at the beginning of your coverage search or you know exactly what you want, we can answer your questions and provide fast and simple quotes customized for you.

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Frequently Asked Questions

General Questions

What makes Dakota Capital different from other companies?

We are midwestern in our values and service. Dakota Capital provides an easy, simple, streamlined application process and you can customize your plan for your needs, with many options available.

Who do I contact if I have a question?

Our service team is here to answer all your questions. Contact us at  (844) 281-8245 or We are never more than a phone call or email away.

I prefer to meet in person when making financial decisions. Is that something you offer?

Yes, we’ll meet with you in person at your home, business or a place of your choosing. Call us at (844) 281-8245 or email to set an appointment.

Does Dakota Capital sell customer information to marketing companies?

No. We do not sell or share any of our customers’ information.

About Our Insurance

What is life insurance?

Life insurance is an easy, affordable, and reliable way to help financially protect your loved ones. You make payments to Dakota Capital and if you pass away, your loved ones receive a lump sum payment for the face amount of your policy.

What is pre-need funeral insurance?

Pre-need funeral insurance is a unique product designed to fund a funeral service agreement between you and the funeral home of your choice. When the time comes and the funeral home has provided its services, the funds are paid directly to the funeral home for expenses.

What is income insurance (an annuity)?

Income insurance, often referred to as an annuity, protects you from the risk of outliving your income. Dakota Capital annuities have a guaranteed rate of return allowing you to plan for your retirement. Annuities pay out a fixed series of payments to you to maintain the lifestyle you have built.

What is critical illness insurance?

Critical illness insurance provides a lump sum cash benefit upon diagnosis of a specified illness, such as cancer, heart attack, stroke, or 13 other illnesses. You can use funds from a critical illness policy for any purpose, such as to help pay for things that health insurance may not, such as transportation expenses, lodging during treatment, or experimental treatments.

What is group insurance?

Group insurance helps you to protect, recruit, and retain your business’s most valuable asset – your employees. Dakota Capital group coverages include life insurance, critical illness insurance, short-term disability insurance, and long-term disability insurance. 

Not sure what insurance you need?