Critical Illness Insurance Explained
Critical illness insurance pays out a lump sum when you’re diagnosed with a specified illness, such as cancer, a heart attack, stroke, or 13 other illnesses. You can use these funds for any purpose, whether that’s to help pay for things that health insurance may not, such as transportation expenses, accommodation during treatment, or experimental treatments.
What is a Lump Sum Payment?
With a lump sum payment there’s no need to worry about out-of-network costs, prescriptions, travel expenses, lost wages, child care, etc. You receive the full amount in one payment and can use the money when and where you need it.
Benefits Of Dakota Capital Critical Illness Insurance
3 different affordable plans
You choose your best coverage.
- Plan A: Cancer.
- Plan B: Plan A plus heart attack, stroke, kidney failure, major organ transplant, coronary artery bypass graft, and angioplasty.
- Plan C: Plan B plus aortic surgery, benign brain tumor, blindness, coma, deafness, paralysis, severe burn, and heart valve repair.
Benefits from $5,000 to $50,000
Choose the amount of coverage that is right for you. Benefit amounts are offered in $5,000 increments ($5,000, $10,000, $15,000, and so on up to $50,000).
Easy application process
- In person and contactless applications available.
- Basic health questions asked.
Covers up to 16 common illnesses
Heart attack, cancer, kidney failure, and stroke are the four most common critical illness claims in the US. Our critical illness policy can cover those illnesses plus 12 more.
Issue age 18 to 70
Young, middle-aged, and retirement-aged people can all apply for critical illness coverage.
Want more information about our critical illness policy?
Why Choose Dakota Capital Critical Illness Insurance?
Medical bills are reported to be the number one cause of U.S. bankruptcies.
Nearly two million people file for bankruptcy each year because of medical bills.
More than 56 million Americans struggle with medical bills each year.
Your Next Steps
1. Get a quote
Now is a great time to get an idea of how much coverage will cost (and it’s probably more affordable than you think). Our team is ready to help.
2. Apply in minutes
Once you receive your quote, our team will ask you some very simple questions to complete your application. Our goal is to get you the coverage you need in the fastest and easiest way possible.
3. Start your coverage
That’s it! You can now focus on your life’s priorities knowing that you are covered and have a direct line to your team. At Dakota Capital, we are here to help you through the process of getting the coverage you need and your family deserves.
Designed for tomorrow. Available today.
Dakota Capital critical illness insurance. Affordable and comprehensive.
We can help. Find out how.