Dakota Capital Critical Illness Insurance Overview
What is Dakota Capital Critical Illness Insurance?
Critical illness insurance means you’ll get a lump sum cash benefit if you’re diagnosed with a specified illness, such as cancer, heart attack, stroke, or 13 other illnesses. You can use this critical illness lump sum for any purpose. For example, you might use it to help pay for things that health insurance may not, like transport costs, accommodation during your treatment, or experimental treatments.
You Decide When, Where & How to Spend Your Critical Illness Lump Sum
Our critical illness policy offers you a lump sum benefit up to $50,000. You can choose when, where, and how to use this money. You can use it to help pay off your health insurance deductible, out-of-network costs, prescriptions, travel expenses, lost wages, child care costs, and other expenses that might be a challenge during a time when your health should be your first priority.
Choose How Much Coverage You Need
You can get coverage amounts from $5,000 up to $50,000 in a one-time, lump-sum benefit. Choose how many illnesses you want covered with three different plan options:
- Plan A Covers: Cancer.
- Plan B Covers: Plan A plus heart attack, stroke, kidney failure, major organ transplant, coronary artery bypass graft, and angioplasty.
- Plan C Covers: Plan B plus aortic surgery, benign brain tumor, blindness, coma, deafness, paralysis, severe burn, and heart valve repair.
Flexible Premium Payment Options
- Choose between monthly or annual payments
- Pay by automatic withdrawals from your financial institution
If you’re an employer, you can offer Dakota Capital critical illness policies to your employees. Many companies offer this policy as part of a benefit package to recruit and retain high-performing talent. Our payroll deduction option makes this even better.
Simple Quote, Simple Application
Get a quick and accurate quote so you can see how affordable a critical illness policy is. The application process can be completed in minutes, and you only need to answer basic health questions.