Frequently Asked Questions

Are they sold as a package or can I buy them individually?
 
As business owner we provide you flexibility when choosing the right solution for your business. We can customize a plan to fit your needs. You have the option of purchasing one any combination of the three.
 
What is the application process?

First step in obtaining a quote would be completing an application with one of our Agents. The information obtained in the application will be used to create a no cost no obligation quote. Once you choose the package that’s right for you, the only thing left is to complete the enrollment forms.
 
Does my business qualify?

To qualify for group life and disability benefits you must have the following:
  • At least 3 full time employees (at least 30hrs a week)
  • Must be based in North Dakota (have a North Dakota tax I.D)
 Are medical exams required?

One of the benefits of group insurance is that if you stay within certain guidelines the polices are guaranteed issue, meaning no medical exam required.