Group Life, Short Term Disability (STD) & Long Term Disability (LTD)

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Group Life Insurance: 
Group life insurance is a way to protect yourself and your employee at a fraction of the cost of an individual policy with no uderwriting.* Whether you have 3 employees or thousands we can customize a solution to meet your needs. We will work with you to make the application and implementation process simple and easy.

  • Available to companies with three or more employees
  • Low cost and high value to employees
  • Optional dependent coverage available
  • Custom plan designs
  • Simple application process
Disability Insurance:
The risks of suffering a disabling illness or injury may be more likely then you realize. In fact the average 20-year-old is twice as likely to become disabled as to die before age 67. We can work to protect your employees with both short and long term disability products.

Short Term Disability (STD):
  • Available to companies with three or more employees
  • Generally paid the first 13 to 26 weeks of disability
  • Covers pregnancy
  • Easy application process
Long Term Disability (LTD):
  • Available to companies with three or more employees
  • Paid after an elimination period
  • Easy application process
  • 3 in 10 entering the workforce today will become disabled before they retire**
  • 90% of disabling accidents are not work related***
*The Maximum Guarantee Issue Limit (GI) **Gen Re Research Life & Health Fact Book, 2015-2016 ***Council for Disability Awareness, 2010 LTD Claims Review


Filed Under: Group Life InsuranceLong Term DisabilityShort Term Disability